Why shop retail when we have wholesale?

1. Welcome

Why shop retail when we have wholesale

Slav Popach

Integrity and transparency are at the forefront of every loan I originate. As your trusted mortgage advisor, my goal is to simplify the mortgage process, make your loan experience easy to navigate, and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction so they fully understand their options and feel comfortable with their chosen loan program. I want you to have a clear and firm understanding of possibly the largest financial transaction of your life.

Before becoming a licensed loan officer, I worked at Boeing as a financial analyst where my fiduciary responsibility was vital to the success of the organization. I carry that same level of accountability with each one of my clients. I want you to know that your finances matter to me and that it’s my goal to position you for financial success long-term. Whether you’re a first-time homebuyer or seasoned owner/investor, the level of service is identical.

People, products, service. It really is that simple. I work aggressively to ensure you are getting the absolute best deal available to you by partnering with over 50 different wholesale lenders that compete for your business. I don’t carry a banker overhead, so those savings get passed on to each one of my clients in the form of a lower interest rate. I don’t charge any junk fees and typically am providing my borrowers with thousands of dollars in lender credit to help with closing costs. Reach out today and find out how working with a mortgage broker is better.

#BrokersAreBetter #SayNoToFatCatBankers

Slav Popach – Loan Officer NMLS #1103975
Barrett Financial Group, LLC; NMLS #181106; Equal Housing Opportunity; MB-181106.nmlsconsumeraccess.org

Non-QM

What is Non – QM Loan?

A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans. Common examples include bank statements or using your assets as collateral.

Conventional

What is a Conventional loan?

Conventional loans are a great fit if you have good credit and some savings. These loan types can allow you to qualify with as little as 3% down while having an affordable monthly payment. Available for primary residences, second homes and investment properties.

Refinance

What is Refinancing?

Refinancing your mortgage basically means that you are trading in your old mortgage for a new one, and possibly a new balance. When you refinance your mortgage, your bank or lender pays off your old mortgage with the new one; this is the reason for the term refinancing

Cash out Refi

What is a Cash out Refi loan?

A cash-out refinance replaces your existing mortgage with a new home loan for more than you owe on your house. The difference goes to you in cash and you can spend it on home improvements, debt consolidation or other financial needs. You must have equity built up in your house to use a cash-out refinance.

FHA

What is a FHA loan?

A Federal Housing Administration (FHA) loan is a mortgage that is insured by the federal housing administration and issued by an FHA-approved lender. FHA loans are designed for low-to-moderate-income borrowers; they require a lower minimum down payment and lower credit scores than many conventional loans.

USDA

What is a USDA loan?

A USDA home loan is a mortgage either made or guaranteed by the United States Department of Agriculture’s Rural Housing Service agency to help households with very low to moderate incomes purchase safe and affordable homes in rural areas.

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